Thanks for responding to my post!
This isn't the default template that came with the install. It's one of the 42 designs that Dreamhost/Wordpress provide as a one-click design change. I added it after the install.
I'll try what you suggested. I just have a Dreamhost/WordPress subdomain and a friend of mine is the main/paying Dreamhost account holder.
I'll see if I can get the ssh or ftp login and try what you suggested.
(I wonder why Update doesn't work when I click on it? - why it wipes out the template code and just leaves a blank page?) - will try your suggestion.