That is good to know, thanks...... During this time I had searched around on the forums and found this thread http://discussion.dreamhost.com/thread-110437-page-1.html It seems that its different for php5 and stumbled my way through and ended up doing this.....
cp /dh/cgi-system/php5.cgi ~/spiffy360.com/cgi-bin/php5.cgi;
cp /etc/php5/cgi/php.ini ~/spiffy360.com/cgi-bin/php.ini;[/php]
Which copied those into my cgi-bin folder and then put in the .htaccess
AddHandler php-cgi .php
Action php-cgi /cgi-bin/php5.cgi
And when I update my php.ini file then it shows the modified values right then. I hope this is ok doing it this way as everything seems fine so far. If anyone sees any issues with this, please let me know.