Ok - kinda new to all this, I have a index page and I have a welcome page… and they are both loaded on to the server, but when I load the address it does not find anything. What am I doing wrong.

Are they in the web readable section of your account?

I would have to assume so, there is a file before frontpage and then the one I enter when I fttp in… They are in both folders.

Hmm… you might like to check again to make sure you are sending your files to the right place. On the server, locate the directory/folder that is named the same as your domain (e.g. You must drop your web files into that directory for them to be seen at your web address.
All the best,