Thanks for the response!
The field type is 'TEXT'. I know the 'TEXT' field can hold the data. I have had it inserted in there using phpMyAdmin. But it was when I was attempting to find the character limit at the truncation point is when I found I could insert much more data if it were just numbers, letters and spaces. So this lead me to finding a character that was causing this in the form. So every time I hit words like (we'll or that's) the apostrophe clued me in.
So how to deal with that in the PHP code is going to be a new lesson for me.
If you do have advice or know of an article on that I would welcome it, but also at this point I am thankful for your input that led me to this point! Later tonight I'll hit this again!