I'm having the same problem, only I really have no idea what I'm doing. I have the file with the html for the web page and the files that relate to that in the main folder, but I'm not sure how to get that html file to load, or I guess show up as the website when people view it.
My url is www.dunnster76.org ... you should be able to see what's going on?
Sorry ... I'm new and trying to figure this stuff out on my own!