Ok, thanks again, I did figure it out,
it seems easier using the ssh shell, but not ssh, I just typed stfp, "myaddress/login,etc"
was prompted for my password, the once logged in, get path/path/filename , and it downloaded to my computers /home dir.
I did need to look at the man-k sftp a little to understand how to write the path correctly. (linux makes life so Much easier!