"Also, I created my first databases quickly, but everytime I try to create a database afterwards, it takes forever. I click submit and sits there loading for a very long time. Any reason?"
I'm getting this right now as well. Hoipefully it's just a temporary thing. If it doesn't work by morning, I'll open a support ticket.
As for the FTP thing, does this help:
If not, you could try creating groups and changing file/directory permissions etc.